Home Loans For Resident Indians

Plot Loan

Plot Loan helps you purchase a piece of land conveniently.


  • Maximum Loan Amount :
    Loan Amount Maximum Funding*
    Upto Rs 75 lacs 80% **
    Above Rs 75 lacs 75% **
    * Subject to market value of the property and repayment capacity of the individual, as assessed by HDFC
    ** This may be restricted to 70% of the cost / value of the Plot, if the Plot is located outside the city limits.
  • Maximum loan term available up to 15 years
  • Apply individually or with a co-applicant
  • Adjustable Rate Home Loans



0.5% of the loan amount applied plus applicable service taxes and cess
Subject to a cap of Rs 10000/- plus taxes



Security for the loan is a first mortgage of the property to be financed, normally by way of deposit of title deeds and/or such other collateral security as may be necessary.