Adjustable Rate Home Loan

Loans for Resident Indians and Non Resident Indians

Home Loans - Salaried and Self-employed professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.00% RPLR - 6.25 to - 5.75
Over Rs. 30 lacs 10.75% to 11.25% RPLR - 6.00 to - 5.50
The above rates are subject to change without notice.
Home Loans - Self-employed non-professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.00% RPLR - 6.25 to - 5.75
Rs. 30.01 lacs to Rs.3.00cr. 10.75% to 11.25% RPLR - 6.00 to - 5.50
Rs 3.01 Cr. to Rs 5.00 Cr. 11.00% to 11.50% RPLR - 5.75 to - 5.25
Rs 5.01 Cr. And above 11.25% to 11.75% RPLR - 5.50 to - 5.00

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Home Improvement Loans - Salaried and Self-employed professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.00% RPLR - 6.25 to - 5.75
Over Rs. 30 lacs 10.75% to 11.25% RPLR - 6.00 to - 5.50
The above rates are subject to change without notice.
Home Improvement Loans - Self-employed non-professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.00% RPLR - 6.25 to - 5.75
Rs 30.01 lacs to Rs 3.00 Cr. 10.75% to 11.25% RPLR - 6.00 to - 5.50
Rs 3.01 Cr. to Rs 5.00 Cr. 11.00% to 11.50% RPLR - 5.75 to - 5.25
Rs 5.01 Cr. And above 11.25% to 11.75% RPLR - 5.50 to - 5.00
The above rates are subject to change without notice.

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Home Extension Loans - Salaried and Self-employed professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.00% RPLR - 6.25 to - 5.75
Over Rs. 30 lacs 10.75% to 11.25% RPLR - 6.00 to - 5.50
The above rates are subject to change without notice.
Home Extension Loans - Self-employed non-professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.00% RPLR - 6.25 to - 5.75
Rs 30.01 lacs to Rs 3.00 Cr. 10.75% to 11.25% RPLR - 6.00 to - 5.50
Rs 3.01 Cr. to Rs 5.00 Cr. 11.00% to 11.50% RPLR - 5.75 to - 5.25
Rs 5.01 Cr. And above 11.25% to 11.75% RPLR - 5.50 to - 5.00

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Plot Loans - Salaried and Self-employed professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.50% to 11.25% RPLR - 6.25 to - 5.50
Over Rs. 30 lacs 11.00% to 11.50% RPLR - 5.75 to - 5.25
The above rates are subject to change without notice.
(ONLY for plots being purchased from development authorities and good developers within city limits)
Plot Loans - Self-employed non-professionals
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Upto and including Rs 30 lacs 10.75% to 11.25% RPLR - 6.00 to - 5.50
Rs 30.01 lacs to Rs 3.00 Cr. 11.00% to 11.50% RPLR - 5.75 to - 5.25
Rs 3.01 Cr. to Rs 5.00 Cr. 11.25% to 11.75% RPLR - 5.50 to - 5.00
Rs 5.01 Cr. And above 11.50% to 12.00% RPLR - 5.25 to - 4.75

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For Resident Indians Only

Non Residential Premises Loans
Wef : 1st December,2013 RPLR
16.75%
Loan Slabs Applicable Variable rates %
( Monthly Rest Basis )
Basis : RPLR minus Spread
Purchase 13.00% to 13.25% RPLR - 3.75 to - 3.50
Equity 13.00% to 13.25% RPLR - 3.75 to - 3.50
The above rates are subject to change without notice.

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Non Residential Premises Plot Loan
Wef : 1st December,2013 RPLR
16.75%
NRP Plot Loan
Refinance NRP Plot Loan
Applicable Variable rates % ( Monthly Rest Basis ) Basis : RPLR minus Spread
Any Loan Amount 14.10% RPLR - 2.65
The above rates are subject to change without notice.

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